Property Insurance

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Property & Asset Insurance

Property insurance protects against financial loss due to damage or loss of physical assets, such as buildings, contents, and equipments due to Natural Calamities likeFire, Earthquakes Etc .Other Man Made risks like Theft Burglary. It provides coverage for various types of properties, including:
  1. Commercial Properties (Offices, Malls, Schools & factories)
  2. Residential Properties (Homes, Apartments)
  3. Industrial Properties (Warehouses & manufacturing facilities)
  4. Construction Projects (Builders’ Risk).

Meet Our Property USP's

Financial Protection

Financial Protection

Shields policyholders from financial losses due to damage or loss of property.

Risk Management

Risk Management

Transfers risk from policyholder to insurer, providing peace of mind.

Tax Benefits

Comprehensive Coverage

Covers various types of properties (residential, commercial, industrial) and risks (fire, theft, natural disasters).

Business Continuity

Business Continuity

Ensures business operations continue uninterrupted, even in the face of property damage.

Customizable

Customizable

Policies can be tailored to meet specific needs and budgets.

Automatic Recharge Upto Sum Insured

Rebuilding and Repair

Covers costs to repair or rebuild damaged property.

Stacked Coins

Cash Flow Protection

Helps maintain cash flow by covering expenses and lost income.

Legal Defense

Legal Liability Protection

Covers legal liabilities arising from property damage or loss.

No claim Bonus upto Sum Insured

Replacement Cost

Covers the cost to replace lost or damaged property with new items.

Expert Support

Expert Support

Access to experienced claims handlers and loss adjusters.

Package Policy Covers in Property Insurance

Fire and Burglary

Fire and Burglary

Fire and Burglary + Money Insurance

Fire and Burglary + Money Insurance

Fire and Burglary + Public Liability

Fire and Burglary + Public Liability

Fire and Burglary+ Money + Public Liability+ Plate Glass+ All Risk + Neon Sign + Electronic

Fire and Burglary+ Money + Public Liability+ Plate Glass+ All Risk + Neon Sign + Electronic

Equipment + FLOP

Equipment + FLOP

Bharat Laghu Udyam Suraksha

This policy covers the property if total assets value ranges above Rs 5 crore up to Rs 50 crore at policy commencement date. It covers loss due to unexpected events which result to physical loss, damage or destruction of building and structures, plant and machinery, stock and other assets relating to your business. It provides inbuilt covers for :
  • Additions, alterations or extentions
  • Temporary removal of stocks
  • Start upexpenses
  • Cost of removal of debris
  • Stocks on Floater basis
  • Cover for specified contents*
  • Professional Fees
  • Costs compelled by Municipal regulations
All Small and Medium level enterprises like hotels, restaurants, offices and others are eligible for this policy.

Property Insurance - Excluded Risks

Some exclusion may include:

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